Savings Accounts
You work hard for your money; your money should return the favor and work hard for you. District One Highway Credit Union has savings options to fit your needs.
Regular Share Savings Account
Your share account, maintained with a minimum balance of $25.00, represents your partial ownership of the credit union. Your share account works just like a regular passbook account, but as an owner, you earn quarterly dividends often higher than interest paid elsewhere.
Christmas/Special Savings Accounts
These accounts can be used for any purpose you choose, Christmas, vacation, home insurance/taxes, weddings, etc. There is no minimum deposit required. The unique feature of the Christmas Club account, is the credit union issues you a check for the balance of the account the first part of October each year.
Share Certificates
For longer-term savings, make the most of your money with a time share deposit.
Flexible terms are available with a minimum $2,500.00 deposit.
This account is subject to an early withdrawal penalty.
(Contact the credit union for current rates.)
Savings/IRA Rates
| Account Type | Quarter | Year | APR | APY |
|---|---|---|---|---|
| Savings & Christmas Club | 2nd QTR | 2024 | 0.60% APR | 0.60% APY |
| IRAs | 3rd QTR | 2024 | 1.25% APR | 1.26% APY |
